We're down about 50% in our total investments, which I manage completely. This means we won't be able to buy a car, despite us having another baby in the way and just one vehicle. It also means our dreams of being homeowners are on hold.

She was upset, but she said we shouldn't sell for a loss, and just to keep holding for the next few years and act as if the money doesn't exist.

I fucked up royally, and she could've been much worse.

Hope anyone else in a similar situation makes out okay.

Remember, if you do all the investing, that means you did all the losing. Don't deny this.

Good luck out there.