Hi! I’m Adam Moelis. I'm the co-founder of Yotta, a free app that uses behavioral economics to help people save money by making saving exciting.
For every $25 deposited into an FDIC-insured Yotta account, users get a recurring ticket into our weekly random number drawings with chances to win prizes ranging from $0.10 to the $10 million jackpot. Even if you don't win a prize, you still get paid over 2x the national average on your savings (we currently offer a 0.2% savings bonus).
Taking inspiration from savings programs in other countries like Premium Bonds in the UK, we’re on a mission to put state-run lotteries that often act as and are described as a “tax on the poor” out of business while improving the financial health of Americans through evangelizing the benefits of “prize-linked savings accounts” here in the US. A Freakonomics podcast has described prize-linked savings accounts as a "no-lose lottery".
As part of building Yotta, I spent lots of time studying how lotteries (Powerball & Mega Millions) and scratch tickets across the country work, consulting with behind-the-scenes state lottery employees, and working with PhDs on understanding the psychology behind why people play the lottery despite it being such a sub-optimal financial decision.
Ask me anything about lottery odds, the psychology behind why people play the lottery, or about how a no-lose lottery works.
Proof a user actually won a Tesla Model 3 using Yotta: https://www.youtube.com/watch?v=Ry3Ixs5shgU
It’s far easier to adjust your mirrors if you don’t have go through two menus to get to the a touchscreen that allows you to adjust your mirrors.
I find having a home button on my phone much simpler and easier that one without that and I find it easier to navigate my phone.
I don’t some fancy motion capture that doesn’t work half the time to detect my hand movements in order to do something.
I don’t care if it’s minimalistic, futuristic or if it looks cool. I want a physical buttons that clicks. It’s cheaper, more reliable (sometimes), more satisfying and a lot of the time, more convenient.
We recently kicked off an amazing partnership with Verizon. I’m excited to be here to answer any questions about Team Liquid, winning the 2017 World Championship with Samsung Galaxy and being the MVP of the 2020 LCS Summer Split.
Verizon is empowering Team Liquid with 5G connections to help pros and prevent lag so the team can focus on training and gameplay. With the LCS Summer Season upon us, I’m here to talk more about Verizon and Team Liquid’s partnership and all things LoL!
Edit: Thank you for all the questions and a special thank you @Verizon for making this AMA happen. Look out for plenty of great things from our partnership this year. I’ll be signing off now but follow me on Twitter @TLCoreJJ or catch me streaming at http://Twitch.tv/corejj! Be sure to support us during the LCS 2021 Summer Season! 🙂
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